Arpita Keshari

Scholarship Amount: INR 30,000

Location: Sagar, Madhya Pradesh

Current Education: Class 12

Career Aspiration: To become a Research Scientist

“As the eldest of two siblings in a family of five, I understood the importance of education, but I also recognised the financial strain it placed on my parents. My father's computer sales and services business was thriving before the pandemic, providing a stable income for the family. However, when the lockdown measures forced the closure of his business, his financial situation took a drastic turn.”

As she entered Class 11, she struggled with the complex concepts of Physics, Chemistry, and Mathematics (PCM).

“Aware of my family's inability to afford costly tuition classes, I made a firm commitment to seek out a solution independently. I then discovered the HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship aid of INR 30,000 I received in Class 11 was utilised to enrol in online coaching classes and purchase a second-hand laptop. With these tools at my disposal, my journey towards my dream career gained momentum.”

Dhriti Kamley

Scholarship Amount: INR 1,50,000

Location: Tarkeshwar, West Bengal

Current Education: M.Pharma. (2nd Year)

Career Aspiration: To become a Professor

Dhriti’s family encountered a significant setback when her father suffered a debilitating eye stroke, resulting in the loss of his vision. Until then, he had managed a thriving potato business in their hometown of Tarkeshwar, West Bengal.

Dhriti reflects, “My father's condition was diagnosed during my B.Pharma., adding urgency to the need for financial assistance to sustain my education. My brother valiantly supported my academic pursuits, ensuring I could continue my studies without interruption.

In her first year of M.Pharma., Dhriti learned about the HDFC Bank Parivartan's ECSS Programme 2023-24. “Under the program, I was granted INR 75,000 both for my first and second years. This financial support played a crucial role in covering my annual fees, which amounted to INR 72,000. It not only relieved the monetary strain on my family but also provided me with the peace of mind necessary to focus wholeheartedly on my studies,” she shares.

Himanshu Ravindra Burade

Scholarship Amount: INR 30,000

Location: Bhandara, Maharashtra

Current Education: B.Sc. in IT (1st Year)

Career Aspiration: To become an IAS Officer

“My father, the primary provider for the family, toiled tirelessly on the land. At the same time, my brother and I balanced our studies with part-time jobs to contribute to the household income,” Himanshu shares. Unfortunately, three years in a row, Himanshu, a skilled footballer, missed interstate competitions due to the hefty INR 7,000 participation fee.

Despite these obstacles, Himanshu persisted, buoyed by his father's steadfast encouragement. "He always reassured us not to fret over finances and instead concentrate on our studies," Himanshu reminisces.

In 2023, Himanshu embarked on a journey to pursue a B.Sc. in IT while concurrently preparing for the UPSC exam. "However, managing both college expenses and coaching fees strained our family's finances," Himanshu reveals. "A ray of hope emerged with the HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship of INR 30,000 provided much-needed relief, enabling me to cover my college fees and coaching expenses," Himanshu expresses.

Khushbu Yadav

Scholarship Amount: INR 50,000

Location: Rewari, Haryana

Current Education: B.Tech. in Computer Science (3rd Year)

Career Aspiration: To become a Software Engineer

“My father, the primary provider for the family, toiled tirelessly on the land. At the same time, my brother and I balanced our studies with part-time jobs to contribute to the household income,” Himanshu shares. Unfortunately, three years in a row, Himanshu, a skilled footballer, missed interstate competitions due to the hefty INR 7,000 participation fee.

Despite these obstacles, Himanshu persisted, buoyed by his father's steadfast encouragement. "He always reassured us not to fret over finances and instead concentrate on our studies," Himanshu reminisces.

In 2023, Himanshu embarked on a journey to pursue a B.Sc. in IT while concurrently preparing for the UPSC exam. "However, managing both college expenses and coaching fees strained our family's finances," Himanshu reveals. "A ray of hope emerged with the HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship of INR 30,000 provided much-needed relief, enabling me to cover my college fees and coaching expenses," Himanshu expresses.

Nakiya Ojefa Bhopalwala

Scholarship Amount: INR 30,000

Location: Dahod, Gujarat

Current Education: B.A. in Economics (1st Year)

Career Aspiration: To become an Economics Professor

Earning a remarkable 90.2% in her 12th grade from St. Mary's School had unlocked opportunities Nakiya had never imagined, culminating in an acceptance letter from St. Xavier's College, Ahmedabad. However, amid her excitement, a pang of guilt lingered. The sudden passing of her father in 2019, succumbing to a heart attack, cast a shadow over their lives, leaving a void that burdened her mother with the sole responsibility of their small boutique.

Nakiya had nurtured dreams of pursuing a course in design following her schooling, she recognised the financial strain it would entail. "With unwavering support, my mother encouraged me to pursue my second passion—economics," says Nakiya.

"Fortunately, I came across the HDFC Bank Parivartan's ECSS Programme 2023-24, which extended a timely aid of INR 30,000, alleviating some of the pressure of my college fees. This assistance wasn't merely financial; it validated my aspirations and reassured my mother that my education wouldn't jeopardise her well-being," Nakiya shares gratefully.

Payal

Scholarship Amount: INR 30,000

Location: Rewari, Haryana

Current Education: B.Com. (1st Year)

Career Aspiration: To become a Chartered Accountant

Hailing from a family of five, Payal’s father shoulders the sole responsibility as the breadwinner, toiling tirelessly as a salesman. His modest earnings are stretched thin, covering expenses such as rent, supporting Payal's two brothers in their higher education. Student at the Government College for Girls in Gurugram, Payal adeptly balances her academic pursuits with preparations for the CA Foundation exam.

"Papa has already taken an education loan for my elder brother, and my younger brother's fees are being paid in installments," Payal explains, her voice resonating with the gravity of their financial situation. "At times, he even resorts to taking personal loans to make ends meet."

Determined to chase her CA dreams, Payal stumbled upon the HDFC Bank Parivartan's ECSS Programme 2023-24, a beacon of hope amid their financial constraints. The scholarship of INR 30,000 proved to be a pivotal moment for her. With this vital support, Payal's once-distant dream of becoming a CA now feels within reach.

Pooja

Scholarship Amount: INR 30,000

Location: Gonda, Uttar Pradesh

Current Education: B.Sc. in Botany, Zoology & Chemistry (1st Year)

Career Aspiration: To become a Teacher

Pooja, a young woman driven by her passion for knowledge, navigates the challenging landscape of academic pursuits amidst financial constraints. In a family of four, including her mother, a younger brother, and her father, the sole breadwinner who works as a farmer, they navigate life with an annual income of around INR 42,000.

Undeterred by the circumstances, Pooja fervently pursues her love for science through a B.Sc. in Botany, Zoology & Chemistry at Alhai Mahavidyalaya, Gonda. “However, my father's modest earnings scarcely suffice to meet the family's necessities, leaving scant resources for my educational expenses, which tally up to INR 28,000 annually. To ease my family's financial strain.

Fortuitously, her college teacher introduced her to HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship of INR 30,000 provided by the program significantly alleviated Pooja's monetary burden. "This assistance was a godsend. It enabled me to purchase essential textbooks and will also aid with next year's fees," she beams gratefully.

Riya Kumari

Scholarship Amount: INR 30,000

Location: Patna, Bihar

Current Education: B.Sc. Mathematics (Hons.) (1st Year)

Career Aspiration: To secure a Government Job

The pandemic cast a lingering shadow over Riya's family, significantly disrupting their lives and finances. Since the onset of COVID-19, her father, employed at an apparel shop, has faced immense challenges in covering rent, household expenses, and the education of his three children. Riya shares, “Despite my elder brother taking on a part-time job at a medical shop to ease the burden, the family continues to bear a heavy load.”

In the face of obstacles, Riya, fueled by determination and ambition, excelled in her 12th-grade exams. Now, she adeptly juggles her first year of B.Sc. in Mathematics Honors alongside the demanding preparation for the SSC exams.

"Thankfully, I stumbled upon HDFC Bank Parivartan's ECSS Programme 2023-24. Being awarded the scholarship of INR 30,000 felt like a lifeline amidst the stormy seas. I was filled with overwhelming gratitude. This scholarship enabled me to procure essential course books for my B.Sc. and cover the expenses of coaching classes.

Urmila Sodh

Scholarship Amount: INR 30,000

Location: Jodhpur, Rajasthan

Current Education: B.Sc. B.Ed. (1st Year)

Career Aspiration: To become a Lecturer

In 2019, a tragic accident altered the course of Urmila’s life, rendering her father, an autorickshaw driver, paralysed and incapable of continuing his work. Since that fateful day, the responsibility of providing for their family of five has rested solely on her mother's shoulders, who diligently works as a domestic helper.

Urmila is currently dedicated to her studies in the integrated B.Sc. B.Ed. program at Shri Nakoda Parshwanath Jain Mahavidyalaya in Jodhpur. "It's immensely challenging," Urmila conveys. "My elder sister is diligently preparing for the NEET exam, and my brother is in his final year of school. My grandfather's pension assistance barely covers our needs.

In the midst of these adversities, Urmila stumbled upon HDFC Bank Parivartan's ECSS Programme 2023-24. "The INR 30,000 scholarship turned out to be a godsend, effectively covering most of my annual college fee, which amounts to INR 27,000. It's a huge weight lifted off our shoulders," Urmila reflects.

Dhiraj Mishra

Scholarship Amount: INR 18,000

Location: Palghar, Maharashtra

Current Education: Class 12

Career Aspiration: To become a Chartered Accountant

Dhiraj ardently pursues his educational journey with the aspiration of becoming a Chartered Accountant. Dhiraj shares, “My family, comprising my parents and an elder brother, deeply values education, with my father toiling tirelessly as a labourer to support our dreams.”

“My family, primarily reliant on agriculture, found themselves struggling with unforeseen adversities exacerbated by COVID-19. The shifting landscape called for patience as they faced the unexpected turns brought about by the global health crisis.

Dhiraj's academic odyssey gained momentum through a substantial source of support - the HDFC Bank Parivartan's ECSS Programme 2023-24. Stumbling upon this scholarship during an online search, Dhiraj's discovery proved to be a cornerstone of his academic journey. “The scholarship, amounting to INR 18,000, emerged as a lifeline for me and my family, not only covering educational expenses but also facilitating investments in online coaching classes for Classes 11 and 12.

Jagriti Mittal

Scholarship Amount: INR 50,000

Location: Roorkee, Uttarakhand

Current Education: M.Sc. in Computer Applications (1st year)

Career Aspiration: To become an IAS Officer

From a young age, Jagriti witnessed her family's sacrifices for her welfare, particularly evident through her father’s diligent management of a cotton and flour mill business. Despite financial constraints and health setbacks, her parents unwaveringly prioritized her education. Jagriti excelled academically, earning her accolades as the 'Best Student of the Year'.

However, amidst her academic achievements, Jagriti faced the stark reality of her family's health struggles. Her father's respiratory issues and subsequent heart attack placed immense strain on the family, emotionally and financially. With limited external support, Jagriti took it upon herself to alleviate her family’s burden. She actively sought opportunities, ultimately discovering the HDFC Bank Parivartan's ECSS Programme 2023-24.

“Securing a scholarship of INR 50,000 was a turning point for me, empowering me to finance my education independently and relieve my loved ones of monetary stress,” shares Jagriti. Jagriti aims to join the corporate sector as a Computer Applications Specialist.

Om Senger

Scholarship Amount: INR 18,000

Location: Auraiya, Uttar Pradesh

Current Education: Class 12

Career Aspiration: To join Indian Army

Om hails from a humble village in Uttar Pradesh, where resilience runs deep within his family of five. Despite facing financial challenges, Om's father juggles roles as a grocer and a farmer,

With the family's annual income barely surpassing INR 50,000, affording necessities was a constant battle. However, amidst challenges, they found solace in each other’s support. "Life may present hurdles".

With determination as his guiding light, he embraced the belief that education was his ticket to a brighter future. Despite the odds stacked against him, Om emerged triumphant, securing the first rank in Class 11. Moreover, Om sought out scholarships to ease the burden of his academic expenses and came across the HDFC Bank Parivartan's ECSS Programme 2023-24.

“The scholarship of INR 18,000 eased the financial strain and instilled a sense of empowerment within me. It has served as a lifeline, propelling me towards self-sufficiency,” expresses Om gratefully

Purnima Kumari

Scholarship Amount: INR 18,000

Location: Ranchi, Jharkhand

Current Education: Class 11

Career Aspiration: To become an IAS Officer

Purnima grew up in a humble household, where her father toils tirelessly as a farmer, and her mother tends to their home with unwavering devotion. Unfortunately, the onset of the COVID-19 pandemic brought unforeseen challenges, dealing a severe blow to their family's primary source of income—farming. However, amid the trials and tribulations, Purnima's spirit remained resilient and unyielding.

“During these challenging times, I discovered a glimmer of hope—the HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship of INR 18,000 lifted the financial burden from my father's shoulders.

“With the scholarship in hand, I feel a renewed sense of purpose and hope,” expresses Purnima. She now eagerly anticipates completing her education and preparing for the UPSC exam to fulfil her dream of becoming an IAS officer. “Education is not just a means to secure a better future for myself, but also a powerful tool to uplift my family and community.”

Srusti Samikshya Bahali

Scholarship Amount: INR 18,000

Location: Bhadrak, Odisha

Current Education: Class 11

Career Aspiration: To become an Engineer

The untimely demise of Srusti’s father due to COVID-19 in 2019 sent shockwaves through their humble home, plunging her and her elder sister into a sea of uncertainty and responsibility. Overnight, they found themselves thrust into adulthood, grappling with familial obligations and financial strain.

With the encouragement of her sister, Srusti resolved to embark on her academic journey as a tribute to her father's aspirations. "Upon learning about the HDFC Bank Parivartan's ECSS Programme 2023-24 through my elder sister, I felt a wave of relief wash over me," Srusti remarks. "The scholarship award of INR 18,000 eased my family's financial strain and ignited within me a newfound sense of liberation and potential."

Sumit Patil

Scholarship Amount: INR 30,000

Location: Kolhapur, Maharashtra

Current Education: B.Sc. in Statistics (2nd Year)

Career Aspiration: Indian Statistical Officer

With a clear vision of a prosperous future driving him onward, Sumit has consistently excelled in his academic pursuits, boasting remarkable achievements such as scoring 97.4% in Class 10, 90.17% in Class 12, and an impressive 9 CGPA in the first year of his B.Sc. in Statistics. Despite encountering significant challenges along the way, his steadfast optimism and insatiable thirst for knowledge persistently light the way forward.

Nevertheless, Sumit's aspirations often faced the shadow of financial constraints, given his father's modest annual income of INR 85,000 from his humble employment. “It was amidst these challenges that Sumit found a glimmer of hope through the HDFC Bank Parivartan's ECSS Programme 2023-24. The scholarship, amounting to INR 30,000, has served as a beacon of light, reducing the monetary burden from my shoulders and paving the way for my academic pursuits,” says Sumit.